Auto Credit Loans FAQ

Auto Credit Questions from Car Loan Seekers

Vehicle Loans

I submitted an auto loan application a few weeks back and have not heard anything. Results?

Monday, March 15th, 2010 by AutoLoan

If you have not heard anything it most likely mean that your application was not accepted by one of our dealer partners due to income or some other criteria. You can check the status of your car loan application at anytime by logging in on the website.

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I wanted to know what my car loan payoff amount is?

Sunday, March 14th, 2010 by AutoLoan

We are not a direct auto finance lender, you paperwork should have a number or address from the car loan lender that extended you the line of credit to purchase the vehicle.

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I would like an inexpensive car. Are there rules on a minimum car loan, or a certain year?

Sunday, March 14th, 2010 by AutoLoan

There are no rules for Buy Here Pay Here dealerships, national car loan lenders typically have a $5000 minimum loan and they finance used cars that are newer than 10 years old.

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Why do you have to have a email address to apply for a car loan why cant you just call the customers?

Sunday, March 14th, 2010 by AutoLoan

To apply for a car loan with us an email address is need for future correspondence regarding the status of your loan. We do not accept applications over the phone.

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I don’t have good credit. How possible is it to get a car?

Sunday, March 14th, 2010 by AutoLoan

Car dealers within our network specialize in helping people with bad credit buy a car. Most use indirect lenders or have in house financing. Typically, as long as you have a steady source of income we are able to find a car lot that will extend you a line of credit.

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Do you do loans for new motorcycles?

Sunday, March 14th, 2010 by AutoLoan

At this time we do not have a motorcycle loan program.

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I may need a loan for a used car-how old can the car be? For example, I am looking at a 1996 model year. Thanks!

Sunday, March 14th, 2010 by AutoLoan

If you have bad credit, not many lenders will finance a car over 10 years old. If the car is at a dealership and they have buy here pay here financing they may finance the car for you.

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How do I know which car dealership approved the car loan?

Sunday, March 14th, 2010 by AutoLoan

After you apply for a car loan you can login and check the status of your loan. Once the application is place with one of our dealership partners their information will be displayed within the login section.

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Is there a place where I can look at cars before applying for a loan?

Sunday, March 14th, 2010 by AutoLoan

Each car loan application is processed by a local car dealer. That being said, there is not a place to look at cars before your car loan is approved.

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Is there a place where I can look at cars before applying for a loan?

Sunday, March 14th, 2010 by AutoLoan

Each car loan application is processed by a local car dealer. That being said, there is not a place to look at cars before your car loan is approved.

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