Auto Credit Loans FAQ

Auto Credit Express® is a referral service for consumers with bad credit, we are not a direct funding source,

At this time we only assist with car loan. We do not have bad credit mortgage referral program.

A buy here pay here car loan may show up on your credit report after a few months. Many car lots with buy here pay here lending have a third party service the loan, many of these third parties report the credit reporting agencies.

You should have received a response via email, check you spam folder, sometimes it ends up there. You can also login on the website to check your status or call customer service at (866) 902-4403.

Yes.

Yes! That is all we do at Auto Credit Express

We have a proprietary algorithm that matches the attributes of your credit application with a car dealership within our network. With our process you work with one dealership at a time.

We are not affiliated with any CarMax locations at this time.

That is what we do. The amount you will need for a down payment varies by the vehicle you select, the more liberal you are with your selection the less cash down you will need.

Our service refers people with bad credit to car dealers that have the lenders and inventory in place to handle nearly any credit situation, we do not fund contracts for car dealers.