Auto Credit Loans FAQ

No, we do not fund car loan directly for car dealers.

I do not know of a motorcycle lending program for people with bad credit.

Each automobile dealership within our network set the criteria for the applications they accept for processing. For national lending programs the minimum requirements are usually 1500 dollars per month income and one year on the job or a 2 year continuous work history. For no credit check buy here pay here car loan programs the requirement is typically on thousand dollars cash down payment.

Auto Credit Express® is a referral service for consumers with bad credit, we are not a direct funding source,

At this time we only assist with car loan. We do not have bad credit mortgage referral program.

A buy here pay here car loan may show up on your credit report after a few months. Many car lots with buy here pay here lending have a third party service the loan, many of these third parties report the credit reporting agencies.

You should have received a response via email, check you spam folder, sometimes it ends up there. You can also login on the website to check your status or call customer service at (866) 902-4403.

Yes.

Yes! That is all we do at Auto Credit Express

We have a proprietary algorithm that matches the attributes of your credit application with a car dealership within our network. With our process you work with one dealership at a time.