Auto Credit Loans FAQ

We only have car loan programs to buy a car from dealers within our network, if your looking to refinance SmallerCarPayments.com may be able to help.

We do not lend money directly to consumers. If your looking for lenders visit our Special Finance Lenders section.

We do not have a bad credit car loan program for classic cars. Typically indirect lenders that finance bad credit prefer newer lower mileage cars.

We currently do not have programs for bad credit motorcycle loans.

Visit LotPro.com for an up to date list of Kia incentive, rebates, and lease specials.

Use our auto loan estimate calculator to get a good idea of how much you would qualify for.

This type of car loan is normal nowadays; the more important details are how long have you been with the same employer, and how much cash down did you have?

This may happen if you live in a remote area, typically we search for dealers within a 50 mile radius of your home and work zip code, please contact customer service, they will let you know how far you would have to travel to reach the nearest dealership that would accept your car loan application.

There are a handful of national auto finance companies with car loan programs for people in a Chapter 7 bankruptcy, Chapter 13 bankruptcies are more difficult and require an Authorization to Incur debt from the bankruptcy trustee. If you have a decent down payment you could also consider a no credit check auto loan from a buy here pay here car lot.

Since the amount of money buy here pay here car lots will lend varies on a daily basis we do not list them on our site, once your car loan application is matched with a dealer their information will be forwarded to you.