Auto Credit Loans FAQ

The typical response time is less than 24 hours; it may take longer during holidays and weekends.

You can login to check the status of your car loan application on our website. You’ll need your confirmation number and you will have to answer a few security questions.

Yes. It is more difficult to get a car loan while in bankruptcy but not impossible. It is easier if you have filed a Chapter 7 bankruptcy as opposed to a Chapter 13 bankruptcy.

The car dealership that has extended you the line of credit to buy a car will typically contact you. You can also login on the website to check the status.

We are a car dealer referral service, not a car loan lender. Hence we do not use a repossession company.

If you have not heard anything it most likely mean that your application was not accepted by one of our dealer partners due to income or some other criteria. You can check the status of your car loan application at anytime by logging in on the website.

The subprime automotive market is alive and well. We not a car loan lender, however, and we never were.

There are no rules for Buy Here Pay Here dealerships, national car loan lenders typically have a $5000 minimum loan and they finance used cars that are newer than 10 years old.

I am not sure for refinancing; we do not provide that service. For new car loans, in most states, you can get approved after the initial meeting of the creditors (341 Meeting) which is typically a month or two after filing and a month or two before the final bankruptcy discharge.

After you apply for a car loan you can login and check the status of your loan. Once the application is place with one of our dealership partners their information will be displayed within the login section.