Auto Credit Loans FAQ

The money down required varies from car to car. Many auto loans are approved with no money down but if the used car you select falls outside the conditions of the car lenders approval you would need cash down to make up the difference.

Finance rates vary based on the equity position of the auto loan, your fico score, debt ratios.

Right now we only have automotive financing programs.

Our headquarters is in Auburn Hills MI, Auto Credit Express has network auto dealerships throughout the USA and Canada.

We do not have an auto loan refinancing program for people with bad credit, visit smallercarpayments.com, they may be able to help.

The auto loan approval usually takes less than one business day. Sometimes the Job verification take a little longer.

Auto dealerships within our network have used cars available for nearly any bad credit situation.

We are not a auto finance company. We work with indirect lenders and their car dealer partners

Getting a car loan while in a chapter 13 Bankruptcy is difficult but not impossible. The first step is to find a dealership with a lender that will loan money to someone in a chapter 13. The next step is to find a car on that dealers lot that will fit within your budget, after that the trustee of you BK has to approve the transaction. Once you have approval from both the trustee and the lender your good to go. I hope your not in a big hurry though, it could take two to four weeks to complete.

No, we only help with auto loans for buying a new or used car